The Relegation Dogshite 23/24

[chaospunx]

I'll just suggest that audit trails of customers have improved and lending criteria strengthened since you did that.

Yeah possibly

 

[MC Plantpot]

Sorry for posting this in the ‘mortgage and loan’ thread, but anyone else more nervous about Luton v Brentford than our game Sunday?

 

[RedRobbo]

Would we accept a draw?

 

[ubik]

Would we accept a draw?

Certainly better than a defeat, but we need a couple of wins soon before the season ends.

 

[ubik]

The only good thing about seasons like this is the relief if you stay up.

Seem to remember Assombalonga and Cohen saving us on the last day of the season not so long ago, a division below.

 

[MaxiRobriguez]

Sorry for posting this in the ‘mortgage and loan’ thread, but anyone else more nervous about Luton v Brentford than our game Sunday?

Nope, too busy playing for a BTL.










Brentford Thrashing Luton.

 

[RedRobbo]

Certainly better than a defeat, but we need a couple of wins soon before the season ends.

I was thinking of Luton’s game..

 

[Cloughie1975]

I was thinking of Luton’s game..

I’d take a draw from Luton v Brentford.
To be honest,I think Forest will do well to be out of the relegation zone after the Manchester
City game.

 

[Col Steve Austin]

Sorry for posting this in the ‘mortgage and loan’ thread, but anyone else more nervous about Luton v Brentford than our game Sunday?

Not sure, what are their respective debt to equity ratios?

 

[Malwood]

£20bn mortgage arrears following the Truss budget

That must be quite a nice house you bought for that big a mortgage.

 

[ubik]

I was thinking of Luton’s game..

Oh, right - a draw would be fine but a defeat for Luton would be better.

 

[MaxiRobriguez]

That must be quite a nice house you bought for that big a mortgage.

Average price of a two bed ground floor flat in London nowadays.

 

[Erik]

Average price of a two bed ground floor flat in London nowadays.

Or a season ticket at Forest.

 

[Notcher]

Simply not true I got a mortgage fine yes you may be blacklisted for a bit but it goes granted not everyone wants to live there life like that but there is very little they can do I don't these days but my credit score is brilliant after a few years
Oh and I also walked away from my mortgage didn't pay it for 6 months pocketed the money then rented when the reposesion peocedings started because we needed a bigger house but was in negative equity and my credit still recovered.
I dont live like that these days but it's simply fear stopping people do these things but I've always loved a bit of chaos

Obviously working in insolvency I can't endorse the methods but what you said is correct. It's a complete myth about the debt remaining on your file. You'll have 6 years of dodging to do and potential bailiffs but after this time the debt becomes "statue barred". In layman's terms this means that the debt can no longer be chased and the adverse history should come off your credit file.

There is a caveat though which is if you make a payment to the debt or acknowledge it in writing during the six years, the clock is reset back to start at 6 years again. So if you are making monthly payments, a debt will never become statute barred as the clock resets back to 6 years every month.

 

[chaospunx]

Obviously working in insolvency I can't endorse the methods but what you said is correct. It's a complete myth about the debt remaining on your file. You'll have 6 years of dodging to do and potential bailiffs but after this time the debt becomes "statue barred". In layman's terms this means that the debt can no longer be chased and the adverse history should come off your credit file.

There is a caveat though which is if you make a payment to the debt or acknowledge it in writing during the six years, the clock is reset back to start at 6 years again. So if you are making monthly payments, a debt will never become statute barred as the clock resets back to 6 years every month.

Yes exactly that if your gonna do it you just have to completely ignore everything not that I'm particularly recommending it either

 

[Strummer]

Sounds like you need to do a „Reggie Perrin“ job then?

(one for the older readers, there!)

 

[Mr RayReardon]

Irrespective of the result tomorrow. A Brentford win will lift the mood no end!!

Sent from my SM-A256E using Tapatalk

 

[Col Steve Austin]

Irrespective of the result tomorrow. A Brentford win will lift the mood no end!!

Sent from my SM-A256E using Tapatalk

It's about time Saint Toney the Persecuted stepped up to show why there was such hype about him returning, his record has been appalling since returning. I bet this **** isn't trying very hard though so as not to get injured before the summer.

 

[JonnoSnr]

Brentford, like Bournemouth, seem to only exist purely to annoy Forest. So for this reason I fully expect them to roll over for their bellies to be tickled by Luton today.

 

[Cloughie1975]

Brentford, like Bournemouth, seem to only exist purely to annoy Forest. So for this reason I fully expect them to roll over for their bellies to be tickled by Luton today.

Although Bournemouth did Forest a massive favour by coming back from 3 goals down to
beat Luton.
I expect Brentford to give it the full Monty today.
It would be nice if Forest could do themselves a favour for once.

 

[MaxiRobriguez]

Obviously working in insolvency I can't endorse the methods but what you said is correct. It's a complete myth about the debt remaining on your file. You'll have 6 years of dodging to do and potential bailiffs but after this time the debt becomes "statue barred".

Don't think anyone was suggesting it was permanent and six years is a long time.

There are other considerations as well beyond the lapsing of the debt: if you want a well paid professional job then you'll be asked about if you've defaulted on debts.

 

[Malwood]

Don't think anyone was suggesting it was permanent and six years is a long time.

There are other considerations as well beyond the lapsing of the debt: if you want a well paid professional job then you'll be asked about if you've defaulted on debts.

And obviously there's the internal shame at your own lack of character to consider as well.

 

[Col Steve Austin]

Brentford, like Bournemouth, seem to only exist purely to annoy Forest. So for this reason I fully expect them to roll over for their bellies to be tickled by Luton today.

It will be fun to watch Saint Toney and Poundland Ian McShane leave over the summer and then watch Brentford slide into relegation next season.

 

[Notcher]

Don't think anyone was suggesting it was permanent and six years is a long time.

There are other considerations as well beyond the lapsing of the debt: if you want a well paid professional job then you'll be asked about if you've defaulted on debts.

I know nobody suggested it here mate, I just meant it's one it's generally one of those general misconceptions I hear quite a lot I especially in my my line of work.

Yes a lot of professional jobs require a declaration or checks surrounding debt. Anywhere that there that there is a potential of embezzlement or corruption such as the police force and in my work obviously it would be deemed wrong for someone in debt (excluding "good debt") to be giving financial advice.

 

[chaospunx]

And obviously there's the internal shame at your own lack of character to consider as well.

There not ashamed to screw us over so I'm certainly not ashamed to screw them back if I was I'd of never brought it up on a forum lol and as I said it wasn't serious advice for anyone to follow simply what I did